Privacy Policy

1. Who We Are

A2A Funding ("we," "us," or "our") operates https://a2afunding.com (the "Site") and provides private and hard money lending and related brokering services (the "Services"). This Privacy Policy explains what information we collect, how we use and share it, and the choices you have.

By using the Site or our Services, you agree to the collection and use of information as described in this policy.

2. Information We Collect

We collect the following categories of information:

• Contact information you provide, such as your name, email address, phone number, and mailing address.
• Deal and loan application information, such as property details, purchase price, rehab budget, exit strategy, entity information, and other information you submit through our forms, applications, or broker registration.
• Financial and identity information needed to evaluate a loan or broker relationship, such as income, credit history, bank statements, tax documents, or government-issued identification, where applicable.
• Communications you send us by email, phone, text message, or through our booking/calendar tools.
• Usage and device information collected automatically, such as IP address, browser type, pages viewed, and referring URLs (see Section 5, Cookies & Tracking Technologies).

3. How We Use Your Information

We use the information we collect to:

• Evaluate, process, and service loan applications and broker submissions;
• Communicate with you about your deal, application, or account, including by phone, email, and text message (where you've consented);
• Schedule and manage calls or meetings you book through our Site;
• Operate, maintain, and improve our Site and Services;
• Comply with legal, regulatory, and underwriting obligations; and
• Send marketing communications where permitted, which you may opt out of at any time.

4. How We Share Your Information

We do not sell your personal information. We may share information with:

• Service providers who support our operations, such as loan servicing platforms, CRM/scheduling software, payment processors, and hosting providers, bound by confidentiality obligations;
• Lending partners, investors, or capital sources as necessary to evaluate, fund, or service a loan;
• Credit bureaus and verification services where required to underwrite a deal;
• Professional advisors such as attorneys, accountants, and auditors;
• Regulators or government authorities where required by law; and
• A successor entity in the event of a merger, acquisition, or sale of assets.

5. Cookies & Tracking Technologies

We use cookies and similar technologies to operate our Site, remember your preferences, and understand how visitors use our Site (analytics). This may include third-party tools such as advertising pixels and analytics platforms. You can control cookies through your browser settings; disabling cookies may affect how the Site functions.

6. Your Choices & Rights

Depending on where you live, you may have rights to access, correct, delete, or receive a copy of your personal information, and to opt out of certain sharing or marketing. To exercise these rights, contact us using the information in Section 12.

Marketing communications: You may opt out of marketing emails by using the unsubscribe link in any email, and opt out of marketing texts by replying STOP. We may still contact you about your application, deal, or account.

7. Data Security

We use reasonable administrative, technical, and physical safeguards designed to protect your information. However, no method of transmission or storage is 100% secure, and we cannot guarantee absolute security.

8. Data Retention

We retain personal information for as long as necessary to fulfill the purposes described in this policy, comply with legal and regulatory obligations, resolve disputes, and enforce our agreements.

9. Children's Privacy

Our Site and Services are intended for individuals who are at least 18 years old. We do not knowingly collect personal information from children.

10. Third-Party Links

Our Site may contain links to third-party websites or services. We are not responsible for the privacy practices of those third parties, and we encourage you to review their privacy policies.

11. Changes to This Policy

We may update this Privacy Policy from time to time. The "Last Updated" date at the top of this page reflects the most recent revision. Continued use of the Site after changes take effect constitutes acceptance of the updated policy.

12. Contact Us

If you have questions about this Privacy Policy or wish to exercise your rights, contact us at:

A2A Funding
505 Montgomery St Ste 1100 San Francisco, CA 94111
Phone: (415) 569-7000
Email: [email protected]