Fix & Flip Funding Built for Investors Who Move Fast
Fast, flexible funding built for investors who move quickly. Purchase, rehab, and holding costs rolled into one loan — so you can focus on the deal, not the paperwork.
Request Term SheetSFR Fix & Flip Program
Built for investors who need to move fast on a rehab deal. Advanced draws mean your rehab dollars show up before the work starts — not after you float the cost yourself.
Apply NowProgram Highlights
- ✓ Up to 90% Purchase Price
- ✓ 100% of Rehab Costs Financed
- ✓ Up to 75% ARV
- ✓ No Mortgage Payments Up to 24 Months
- ✓ Advanced Draws — Paid Before You Spend, Not Reimbursed After
- ✓ Loan Amounts Up to $5M
- ✓ 24-Hour Draw Funding
- ✓ No Physical Inspection Required for Draws
- ✓ Purchase, Rate-Term, and Cash-Out Options
What Is an Advanced Draw Program?
Most hard money lenders reimburse you for rehab work after it's completed and inspected — which means you're floating your own cash to keep the project moving. An Advanced Draw Program flips that model: funds are released to you ahead of the work, based on your project schedule, so your own capital never gets tied up in materials and labor.
That difference matters most when you're running multiple projects at once. Instead of waiting on inspections and reimbursement cycles, you keep crews paid and moving, which keeps your timeline — and your margin — intact.
Why Use a Fix & Flip Loan
Fix and flip financing is built for speed and leverage that conventional lending can't match. Instead of tying up your own cash in a purchase and rehab, a fix and flip loan lets you fund a higher purchase price and 100% of your rehab budget — so your capital stretches across more deals instead of sitting in one.
It also keeps you competitive in a market where sellers expect a fast, reliable close. With underwriting built around the deal and the property rather than a lengthy personal-income file, you can move on a property while it's still available — not after a 45-day conventional approval.
Check Out Our Loan Programs
Fix and flip isn't the only way we fund investors. Here's the full lineup.
Fix & Flip
Short-term rehab financing with advanced draws.
Bridge Loans
Fast, short-term capital to close before permanent financing is in place.
DSCR / Rental
Long-term financing qualified on the property's cash flow.
Ground-Up Construction
Financing from lot acquisition through the full build.