Real Estate Financing That Works at the Speed of Investors
Every product is built for one thing: getting you to the closing table fast so you can execute on your deal.
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Fix & Flip Loans
Got a distressed property you want to buy, renovate, and sell for profit? We fund both the acquisition and the rehab — so you're not out of pocket waiting on draws.
- Lends on purchase price + rehab budget in a single loan
- No income verification — we focus on the deal
- Interest-only payments keep monthly costs low while you renovate
- Quick draw releases so contractors stay on schedule
- New investors welcome with the right deal and exit strategy
- Extensions available if your project timeline runs long
Best For
Investors buying distressed properties at a discount, doing full or partial rehabs, and selling for a profit within 6–18 months.
Bridge Loans
Need to move fast on an acquisition while your permanent financing catches up? A bridge loan gives you the short-term capital to close now and refinance later.
- Close on a deal immediately while long-term financing is arranged
- Perfect when you need to move before a conventional lender can close
- Interest-only structure keeps cash flow intact during the bridge period
- No prepayment penalty if you sell or refi before the term ends
- Works for buy-and-hold, flippers, and commercial investors
- Clear exit strategy required — sale or refi within term
Best For
Investors who need to close quickly on a purchase but are waiting on a DSCR refi, a construction loan conversion, or a property sale to free up equity.
DSCR / Rental Loans
Built for buy-and-hold investors. Qualify based on the property's rental income — not your personal tax returns. Perfect for investors who are self-employed or own multiple properties.
- No W-2s, tax returns, or employment verification needed
- Qualification based on gross rental income vs. monthly debt service
- Long-term fixed rates for stable, predictable cash flow
- Short-term rentals (Airbnb, VRBO) eligible with market rent analysis
- Scale your portfolio without hitting DTI limits on traditional loans
- Blanket / portfolio loan options to consolidate multiple properties
Best For
Buy-and-hold investors building a rental portfolio who are self-employed, own multiple properties, or want to keep personal income out of the qualification process.
Ground-Up Construction Loans
Financing for new construction from the ground up. We fund lot acquisition and the full build — released in draws as each phase completes, so money moves with your project.
- Fund the land purchase and entire construction in one loan
- Only pay interest on what's been drawn — not the full loan amount
- Quick draw inspections so your build timeline stays on track
- Works for spec builds, custom homes, ADUs, and infill development
- Exit via sale or refi into permanent / DSCR financing at completion
- Experienced builder preferred — first-timers reviewed case-by-case
Best For
Builders and developers constructing single-family homes, duplexes, or ADUs to sell or hold as rentals. Infill lots and spec builds welcome.
Ready to Fund Your Next Deal?
Let's talk. Whether you have a specific property in mind or just want to know what you qualify for — we're here.